Banks in India Indian Banks » CREDIT CARD REVIEW » Bank Of India Standard Navy Visa

Bank Of India Standard Navy Visa

Bank Of India Standard Navy Visa (Domestic Credit Card)

Minimum Income Eligibility
Public Ltd./PSU (in Rs. p.a.)100000
Self – Employed (in Rs. p.a.)100000
Salaried (in Rs. p.a.)100000
Fee Details
Joining Fees (in Rs.)No Fee
Annual Fees (in Rs. p.a.)350
Add-On Card Fees (in Rs. p.a.)175
Renewal Fees (in Rs. p.a.)N.A.
Card Replacement Fee (in Rs.)250
Photo Card Fees (in Rs.)No Fee
Credit Details
Interest Rate (% p.m.)2.5
Effective Interest Rate Per Annum (in %)34.49
Maximum Credit45 days
Minimum Payment Due20 % of the total outstanding amount
Late Payment Charges2.5% per month or Rs 20 whichever is higher
Cash Advance Details
Transaction Fee2.5 % (Min Rs. 20)
Interest Rate (% p.m.)2.5
Cash Advance Limit (in Rs.)Can withdraw upto Rs 5000 p.m. subject to maximum two withdrawals per month
Merchant outletsN. A.
ATM Oulets In IndiaN.A.
ATM Oulets Outside IndiaN. A.
Designated BranchesN. A.
Lost Card Liability
Before reporting lossUnlimited
After reporting loss1000
Air accident Cover (in Rs.)400000
General Accident Cover (in Rs.)200000
Add-On Card Cover (in Rs.)No Cover
Baggage Cover (in Rs.)No Cover
Credit Shield on death (in Rs.)No Charge
Purchase Protection Cover (in Rs.)No Cover
Special FeaturesN. A.
ExceptionsN. A.
Additional InfoN. A.

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