Banks in India Indian Banks » CREDIT CARD REVIEW » Bank Of India Visa Gold Visa Card

Bank Of India Visa Gold Visa Card

Bank Of India Visa Gold Visa (Domestic Credit Card)

Minimum Income Eligibility
Public Ltd./PSU (in Rs. p.a.)100000
Self – Employed (in Rs. p.a.)100000
Salaried (in Rs. p.a.)100000
Fee Details
Joining Fees (in Rs.)200
Annual Fees (in Rs. p.a.)900
Add-On Card Fees (in Rs. p.a.)400
Renewal Fees (in Rs. p.a.)N.A.
Card Replacement Fee (in Rs.)250
Photo Card Fees (in Rs.)No Fee
Credit Details
Interest Rate (% p.m.)2.5
Effective Interest Rate Per Annum (in %)34.49
Maximum Credit45 days
Minimum Payment Due20 % of the total outstanding amount
Late Payment Charges2.5% per month or Rs 20 whichever is higher
Cash Advance Details
Transaction Fee2.5 % (Min Rs. 20)
Interest Rate (% p.m.)2.5
Cash Advance Limit (in Rs.)Can withdraw upto Rs 10,000 pm subject to maximum two withdrawal per month
Reach
Merchant outletsN. A.
ATM Oulets In IndiaN.A.
ATM Oulets Outside IndiaN. A.
Designated BranchesN. A.
Lost Card Liability
Before reporting lossUnlimited
After reporting loss1000
Insurance
Air accident Cover (in Rs.)800000
General Accident Cover (in Rs.)400000
Add-On Card Cover (in Rs.)No Cover
Baggage Cover (in Rs.)No Cover
Credit Shield on death (in Rs.)No Charge
Purchase Protection Cover (in Rs.)No Cover
Special FeaturesN. A.
ExceptionsN. A.
Additional InfoN. A.

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